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For some people, the words "long-term care" may bring to mind the image of a nursing home. But really, long-term care is just any personal or medical assistance you may need to maintain your quality of life as you get older. Most people ask "Do I really need long-term care and what are my odds of using it?"

Your odds are pretty good that you will need some form of long-term care over the years. Your chance of experiencing a house fire is 1 in 1200. Your chance of being in a car accident is 1 in 240 and your chance of needing long-term care is 1 in 2!

There are many types of long-term care products to choose from. We have several plans available that offer a fixed premium for the life of the policy, reasonable costs and no "wasted" premiums.

Give our agency a call at 804-559-1200 and we can help you choose a plan that fits your needs.
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